Where to Go for Health Care Coverage

You have four different options for getting affordable health care coverage:

  1. You can enroll in a plan on the Health Insurance Marketplace (or BeWellNM.com in New Mexico) during open enrollment, from November 1, 2019 through December 15, 2019.
  2. You can buy a plan directly from a health care company or from an insurance producer who may represent several companies and who can help you shop for the best plan. Find local help.
  3. You can enroll in an employer-sponsored plan if your employer offers group coverage. Be sure to ask your employer if they provide health insurance.
  4. You may be able to qualify for a government plan. When you apply for health coverage on the Health Insurance Marketplace (or BeWellNM.com in New Mexico) you may find that you qualify for a low-cost or government program, such as Medicaid (low-income or disabled individuals), Medicare (for those over 65 years, or younger people with a disability, or those with End-Stage Renal Disease), the Children’s Health Insurance Program (CHIP), Military Health Insurance for Veterans, or programs for American Indians and Alaska Natives. The Annual Election Period for changes to a Medicare plan take place between October 15 and December 7. Any changes you make are effective January 1. Supplemental Medicare Insurance, also known as Medigap, has different enrollment guidelines.